Really? Bose Offers Financing on Headphones

This has to be one of the signs of the apocalypse.  Apparently you can finance headphones.

Finance Bose Headset

Wow. You can finance headphones. What has this world come to? (Tweet That)

I think it goes without saying, but whatever wonder I have about how we ended up with $18,000,000,000,000 (I think that’s enough zeroes) in debt is answered by this ad.

I have no lesson today as a result of this. Just one piece of advice…if you ever consider financing headphones, stop. Immediately remind yourself that you have a brain, save the money and pay cash for them if you really “need” them.

What’s the craziest thing you’ve ever seen that offered financing? Or, if you are really daring, what’s the craziest thing you’ve ever financed?

For the record, I’d be daring and share my story, but when I was in college, my cable was cut off (for some reason, they prefer consistent payments). So, at age 19, I started listening to Dave Ramsey. I’ve been debt-free ever since, not counting that one stupid year I got a car loan when I was 22 (ugh!). So, the craziest thing I’ve ever financed was a car…thanks Dave!

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  • WOW Head Phones…I may have to jump on that deal! Just Kidding.

    Craziest thing I have ever financed…probably a computer.

    • I cringe when I hear the “You can have a laptop for only $39 a month” commercials. It works out to $900+ on a $300 laptop. Dumb.

  • Bill | LeadershipHeartCoaching

    I remember my first 15 or so years in business – credit card debt up to the ceiling and a job I despised. Nothing like feeling severely trapped. Financial freedom took sacrifice and commitment, but it feels good not having that perceived hold a job can have over one.

  • Katherine Leicester

    “Debt free is a soft pillow.” Dave Ramsey.

    • I love Dave! That statement is so true Katherine.

    • I’ve listened to Dave for 13 years, my wife worked for him for 5, and I have never heard that quote. Wow.

      Thanks for sharing Katherine!

      • Katherine Leicester

        It was a throwaway comment on the radio one day awhile back.

        I was privileged to go to Nashville earlier this year to attend counselor training. No way to describe their heart till you go. It will take your breath away.

  • Yeah Matt we have it backwards these days don’t we. We use to work to get stuff. Now we work to pay the debt for the stuff we got years ago. We said no more to debt and now my wife get’s to stay home with our three kids. We decided to stop letting the tail wag the dog.

  • In my early twenties I thought it was important to build credit so I financed a couch. After writing little checks every month for about 6 months, I decided it was stupid so I just paid it off. That was 29 years ago and I still have the couch (got it recovered 15 years ago and now it needs it again.)

  • Leasing a car…never did it and I just don’t get it.

  • Troy Stauffer

    I have to pick only one thing? Hmm… probably a Chihuahua then. A $1k yipping, biting Chihuahua. Right on the Capital One. Which eventually got rolled into a HELOC so we could run the credit cards back up again.

    Oy. Thank God for Dave Ramsey. At least we got the message while things were still salvageable.

    • I wasn’t planning on having a contest, but if I did, I think you’d win. A chihuahua…FTW

  • Sahn

    When my husband and I got married ten years ago, we financed a lawn tractor/snowblower combo and the shed to house it in. This particular tractor has been a lemon; and we are in the market for another one, but this time we will save up and pay for it immediately. Now, we are totally out of debt except our mortgage(Another shout out to both Dave Ramsey and the LDS church’s Provident Living website). With interest rates so low, we are now exploring the possibility of taking out a home equity loan at a much lower interest and we ALWAYS make more than the minimum payment. This alone will save us thousands of dollars in the long run.

    • Rather than a home equity loan, consider refinancing if you can.

      • Sahn

        Why is that, Matt? I am only just beginning the research on this.

        • Generally speaking it will be cheaper. I would contact Churchill mortgage (I am sure there are hundreds of others you could, but they are the only one I know for sure nationwide) and talk to them.

  • I financed a collection of books about How Things Worked. What a dummy! I have learned my lesson since then.